If the sea began to creep under your front door or your vegetable patch was destroyed by a hurricane, it might be annoying but you'd adapt. For the poor, the option is not always there.
Rising sea levels, more extreme weather events and changes in rainfall are already taking the lives of and livelihoods from many of the world's poorest people. Unable to simply move house or find another food source, they are struggling to adapt to a changing climate.
Tearfund have been speaking to their partners in the developing world to gain a first hand account, enabling us ensure that communities are able to adapt to the changes, and be better prepared for natural disasters.
Africa
"The climate has changed and the rainy season has become unpredictable. The water levels fall year by year and some kinds of animals and vegetation have disappeared. The future is bleak for farmers and cattle-breeders alike." Mali
Asia
"The rain does not come at the right time. People start cultivating and there is no rain. Then it comes after a month, so the seeds die and again we have to plant." Latika Sagar, India
Latin America
"We expect the impacts of a changing climate to increase, with a greater area of our country becoming desert, more woods and jungle being lost, torrential rains, hurricanes and greater seasonal instability.
" Amextra, Mexico
Click here to see more on how the poor are being affected by climate change.